Checking

Industrial Bank Checking Accounts provide you access to traditional and modern account features to give you plenty of options for managing your money. Each checking account comes with a Savings account and  a Visa Check Card offering you unlimited, free transactions at Industrial Bank ATM locations in DC and Maryland with access to STAR®, Visa® and over 50,000 AllPoint® cash machines nationwide and abroad.

Financial Tips

Does your employer offer a 401k plan? A little bit every pay check can make a huge difference when you get ready to retire.

We've Got Something for You

Check out Industrial's Rates

Call Us to see our current competitively priced rates!

Community Checking

Community Checking offers access to affordable checking accounts for youth and those who may need a second chance at banking.

Fee Schedule

View Industrial's Fee Schedule for Personal and Business accounts.

Financial Education

Thinking of opening a checking account? Make sure you know what factors to consider in your decision. Learn more

Go Green Checking

An account for environmentally conscious customers who prefer paperless banking.

Kasasa Cash Back

Free checking account that earns you up to $7.50 cash back per qualification cycle, plus ATM fee refunds nationwide for qualifying customers.*

Kasasa Cash Checking

Free Checking account that offers high interest and ATM fee refunds nationwide for qualifying customers.* Link a Kasasa Saver for greater savings!

Kasasa Protect

Kasasa Protect is Industrial's newest way to keep our customers safe from data breaches, credit card fraud and Identity theft.

Kasasa Tunes

Free checking account that offers iTunes or Amazon refunds and ATM fee refunds nationwide for qualifying customers.*

Legacy Checking

(formerly Mature Checking)

An account designed for the special needs of customers 55 years of age and older.

NJ Consumer Checking

A checking account for NJ residents

ODP Program

Have you reviewed our Overdraft Privilege Program? Click here to find out more.

Packages

Enjoy the rewards of our Packages that provide a myriad of free products and services.

Personal Checking

A perfect account for those account holders who maintain a higher daily balance and still want a flexable checking account.

Rewards - Industrial's Debit Card Reward Program

Get "rewarded" for using your debit card everywhere you shop.

Just a note, the customer services I received today was outstanding, knowledgeable, patient, professional and simply helpful. Mrs. Tekel is an asset.

Norman R. Hodges
Owner of 4c Mobile Services

From out first interaction 9 years ago until today, everyone and I do mean everyone, has always gone above and beyond to make our customer experience the best it could be.

Salvatore Speziale
Ciao Osteria Italian Restaurant

Thank you to Industrial Bank for helping the black church throughout your entire 80 years. Thank you for how you empower the community.

Rev. Dr. G. Browning
Pastor of Ebenezer AME Church

Industrial has made a big difference in the African American community. So many people depend on it. I’m so proud of them and all they do.

V. Ali
Co-owner of the popular DC eatery Ben’s Chili Bowl

They are very straightforward without the gimmicks and hidden fees. The Business/Non-profit account fees they do have are the lowest, especially in the DC Metro area. I love this bank and can't believe I had not tried them sooner.

Tariq

So neat to just learn that this bank still exists and to know that it has existed for 80 years. I know that it was right down the street from me when I was a child now I am 61! :-)

Gaye Bri Moore

With my new job, I will be depositing my coins into a Black Owned bank (@BankIndustrial). Goodbye, Bank of America.

D. Gambrell @DcsMediaDiva

As a millennial I'm proud to be a part of @BankIndustrial. -@savantmusa


Another awesome experience at @BankIndustrial. I discussed the need for an internship for students with them. Gotta look out for the youth.

M. Hughes

We are moving our resources to a Black bank @BankIndustrial in DC that is investing & helping our community. @revtonylee #ReachWithUs - ABFE @ABFE


Our commitment has only grown stronger though the years, and we stand poised to bring our unwavering commitment of delivering convenient, personalized, high-quality products to the communities we serve.

B. Doyle Mitchell, Jr.
President/CEO of Industrial Bank

Banking with Industrial has been easy. My banker at the Oxon Hill banking center helped me establish a Student Checking account, so now I can bank on the go.

C. Johnson
College Student

Industrial helped me make my small business more successful. I received an SBA-expedited loan and merchant services, and I get fantastic service.

M. Luiz
Small Business Owner

I never knew helping my customers could be so easy! Industrial offers mortgage products and friendly service to help first-time home buyers, with no down payment!

J. Smith
Realtor

Bank When You Want, Where You Want

Restrictions may apply when outside of the USA or Canada.

Mortgage

Apply for a Mortgage

Click here to apply for a mortgage using our online platform.

Jan 20, 2024, 13:21 PM

Financial Education

Learn Your Money Personality

Here is another valuable financial literacy tool.

Jun 16, 2022, 15:26 PM

Credit Card

Credit Cards

Sign Up today for Our Visa Credit Card.

Jan 26, 2022, 11:25 AM

 

Card Valet

Freeze your debit card, control your spending, and set up alerts.

Jul 27, 2021, 13:21 PM

Information

Notaries

Visit these banking centers to get your documents notarized today.

Apr 2, 2020, 15:35 PM

Financial Education

Financial Education

Do you know the basics of Money Management? Learn more

Mar 28, 2019, 18:03 PM

Information

Frequently Called Numbers

Essential information for Industrial Bank account holders.

Aug 5, 2018, 18:58 PM

ATM Finder

Allpoint Surcharge-Free ATM Finder

Bank surcharge-free at more than 55,000 locations.

Nov 10, 2015, 10:20 AM

Deluxe

Need to Reorder Checks?

Click here to reorder checks.

Nov 10, 2015, 10:09 AM
African American woman smiling

Mortgage

My Servicer Account

Get information regarding your IB mortgage, make payments online and more.

Oct 20, 2015, 02:05 AM

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